Auto-enrolled on move-in
No action needed — you're automatically added to the group plan when you move into your unit.
Flexible options
Stay on the group plan or opt out by purchasing your own personalized coverage at any time.
Competitive rates
Group coverage is priced at $20.75/month - one of the most competitive rates available for tenant insurance.
Dedicated support
The Summit Renters team is committed to handling your tenant insurance needs with expert, personalized service.
$1,000,000 Personal Liability
If a resident is found to be responsible for causing damage to the building or another person’s property (for example, if a resident accidentally started a fire in their room) or bodily injured another person, the person will respond up to pay legal expenses and compensatory damages for which they are found to be legally liable.
$10,000 Contents
Each resident will be provided with coverage to protect the contents in their room and other personal belongings worn or used by the resident on- and off-premises up to the limit you select – subject to a fire, theft, or water damage with any claims to be settled on a “replacement cost” basis, i.e. without deduction for depreciation.
$4,000 Additional Living Expenses
If as a consequence of an insured loss the residence room is unfit for occupancy or a resident has to move out of their suite while repairs are being made, the policy will pay the increased expenses, up to 20% of your property limit, incurred by the resident to obtain temporary housing. If a resident has to move to a hotel for a few days while the room is being repaired, these additional costs would be covered and if required, increased food costs for restaurant meals.
$20.75 monthly
A $20.75 monthly fee is added to your Resident Portal ledger on the 1st of each month to cover the cost. You can opt out at any time by submitting valid third-party proof of insurance using the link in your move-in emails.
